LAND LOAN PROGRAMS

MLS Florida

Commercial

Income Producing

Development Loan.

Financing On Waterfront

USA & International

SUBMISSION REQUIREMENTS

$10 Million minimum

Must be income producing property
Must Own Land Prior to Close
Loans 10 Mil and Higher
Rate Based on 90 day Libor Plus 2%
10 to 14 Yr Repayment Terms
Non-Recourse Loan
No Payments During Construction Phase
LTC 85%--Borrower must contribute 15% of own funds into deal

EXECUTIVE SUMMARY
DEVELOPMENT ENTITY (BORROWER)
MARKET ANALYSIS
TITLE TO PROPERTY PRIOR TO FUNDING
FINANCIAL PROJECTIONS
PROJECT PLANS,CD'S, BID DOCUMENTS
ENTITLEMENTS
STABILIZATION PLAN

F L O R I D A

Dade, Broward, Palm Beach counties

Lot & Land
Refinance & Cash Out Equity Loans

Funding $40,000 to $5 million.

11.5% - 12.5% interest ratesYes Cash Out or Refinance up to 50% LTV. No income verifcation, poor credit not an issue. Residential, Commercial, Investment property. Raw Land, and Lots. Vacant Land.

interest 13.9%apr. Interest Only, No Pre-Payment Penalty, Commercial Investment property. Raw Land, and Lots.

*To all programs:other charges apply. Information & offers are always subject to change, without notice. Interest rates and apr are examples only & are subject to change. Not all borrowers or transactions will qualify. All borrowers & transactions are subject to approval.

Atlantic States East Coast USA

Commercial Land Development Financing:

Land development projects with entitlements. $1 Million to $5 million.

We are funding land projects in and around the country's Atlantic Coast regions. 40% to 45% LTV based on quick sale valuation, 15 to 18% rates, 1 year term, credit is not a driver, but Personal Financial Statement is. Full document underwriting, Very strong exit strategies, we need to see someway to service the debt, $1 Million minimum $5 million maximum loan amounts.

of the quick sale value or actual purchase price depending on property type and transaction
Interest only with fixed or adjustable rates

12 month term plus 12 month extension

No exit fees in most situations

No lock on repayment - 6 months minimum interest

Quick close with completed 3rd party reports

Interest reserve possible for select transactions

Full personal recourse

MD, PA, DE, NC, SC, GA, VA, DC, FL, NY, NJ, CT Other East Coast states case by case.

Apply online today!

To get started, fully complete the Apply Online loan request. Upon submission we will review and process your application. Borrower next will be contacted via email for any further submission of required documentation. Within a couple of days of receiving requested documentation (providing our underwriters are not on vacation), the borrower will be provided notification indicating the terms of the loan. Our appraiser then will initiate property inspection for the appraisal. Within a couple of days of receipt of the appraisal (providing our underwriters are not on vacation), we will confirm the loan status and any outstanding due diligence requirements. The title company will move forward, once the title work is complete, we close.

You may request further purchase, refinance or cash funding now or in the future. Land Purchasers you can borrow up to 100% of sales price on waterfront properties. Cash out loans up to 50% loan to appraised value. Maximum cash out loans are made only in a few subdivisions well known to our underwriters.

Rates mentioned above are subject to change. There maybe prepayment fees. Lender selects all due diligence providers such as appraisers and title company. Other charges may apply.

Let our funding increase your buying power or your cash on hand. Land owners you don't have to sell your land. You now may just access the equity you have built up, take cash out? We can help you! FASTLANDLOANS is just what you have been looking for, Apply Today.

FAST LAND LOANS.COM
A service website of Electronic Commerce Security Mortgage Company. Licensed by the Florida Department of Financial Services. Offers subject to change, Terms & Conditions Apply. All rights reserved, Copyright 2006.

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