HARD MONEY RESIDENTIAL LOANS

Purchases or Refinance

Single Family Home, Duplex, 3-4 Units

Second Home, Investment Property (no primary residence)

upto 65% Loan to Value

9%-12% interest rate

2 year to 5 year loan term

Pre-payment Penalty from 6 months - 3 years 

Interest Only

Amortized as if 30 year term for smaller monthly repayment

Hard Money Loans require some kind of proof of income. Tax Returns, Profit & Loss Statements, Bank Statements accepted. Ethically we want to know the borrower can afford the loan.

Loan costs upto 10% depending on how small is the loan size.

Borrower pays any/all due diligence costs including any Appraisal, Survey, Title Insurance.