3 YEAR FIXED/1yr. Adjustable Rate Mortgage: as low as 4.5%
5 YEAR FIXED/1yr. Adjustable Rate Mortgage: as low as 4.1%
7 YEAR FIXED/1yr. Adjustable Rate Mortgage: as low as 4.6%
Source of Funds: Borrower's own funds; proceeds from 401(k); gift funds.
Source of Funds: Up to 6% allowed to cover closing costs, prepaids, expenses, discount points and other financing concessions.
Maximum 55% Debt To Income ratio
620 minimum credit score for purchases
660 minimum credit score for refinances
NO Mortgage lates in the last 12 months allowed.
Foreclosure: 84 months since discharge.
Bankruptcy: 48 months since discharge, multiple Bankruptcies in the last 84 months are not allowed.
*All published rates are subject to change without notice. Your annual percentage rate may differ. Published rates include buy down rates, meaning you may buy down to lowest interest rates.
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